Audio and Video Recording in Community Associations

November 7, 2026November 7, 2026

Important Information for New and Existing Board Members

Rembaum’s Association Roundup | Jeffrey A. Rembaum, Esq., BCS | Visit HERE

Education Requirements

As election season will soon be at hand, it is always a good idea to review both initial certification and continuing board member education requirements. There are significant differences as related to condominium board members as compared to homeowner association board members for both the board certification class and the continuing education requirements, as you can see in the chart below.

Throughout the year Kaye Bender Rembaum P.L. offers free board member certification courses as well as continuing education courses for all attendees on a rotating schedule so that you can enjoy one or more of them from the privacy of your own home. To view the calendar, use your browser to visit KBRLegal.com.

Read the full article HERE

November 3, 2026November 7, 2026

Rain, Rain…Go Away!

Rembaum’s Association Roundup | Jeffrey A. Rembaum, Esq., BCS | Visit HERE

Rain, Rain…Go Away!

[Nov. 3, 2026] | As I write this, the roads in my neighborhood are flooded. Without a large truck, no one is going anywhere. It has been reported that some areas received extraordinary amounts of rain in only a matter of hours. As far as I know, none of my neighbors’ homes flooded, although I would not be surprised to learn that a few garages took on water.

The finger-pointing and accusations have already started.

Without even a basic understanding of what just happened, some residents are threatening to sue their Association and management company. The frustration is understandable. When your street looks like a river and water is approaching your home, you want an explanation. You want someone to fix it. And, perhaps most naturally, you want someone to blame.

But sometimes the culprit is not the Association, the manager, a clogged drain, or a broken pump.

Sometimes there is simply too much water and nowhere for it to go.

Read the full article HERE

October 5, 2026October 5, 2026

When Directors’ and Officers’ Insurance Isn’t What You Think It Is

Rembaum’s Association Roundup | Jeffrey A. Rembaum, Esq., BCS | Visit HERE

When Directors’ and Officers’ Insurance Isn’t What You Think It Is | A Wake-up Call for Community Association Board Members

Over the last several months, I have encountered several situations in which condominium and homeowners’ association board members were shocked to learn the true nature of the directors’ and officers’ liability coverage they believed was designed to protect them. In each case volunteer board members were named individually in lawsuits filed by dissatisfied owners. Little did they know that after the claims were made, they discovered that the policy they had relied upon did not provide the broad protection they assumed existed.

These board members believed they had purchased traditional directors’ and officers’ liability insurance. Instead, they learned that the policy functioned more like a limited legal defense program than a comprehensive liability policy. The distinction can be significant. When a board member is sued, the expectation is often that the insurance company will not only provide a legal defense but may also cover litigation-related expenses and, when appropriate, pay settlements or judgments. Yet many policies contain extensive limitations, exclusions, conditions, and reimbursement obligations that can dramatically restrict coverage.

Read the full article HERE

September 2, 2026September 8, 2026

Importance of Having Strong Financial Controls and Policies

Rembaum’s Association Roundup | Jeffrey A. Rembaum, Esq., BCS | Visit HERE

Importance of Having Strong Financial Controls and Policies

Florida’s community associations operate as complex financial and administrative organizations responsible for managing significant budgets, often in the millions of dollars; maintaining shared property; and protecting the financial interests of the owners. With this responsibility comes a board’s fiduciary duty to ensure that financial operations are transparent, accountable, and safeguarded against misuse. In today’s environment where associations face rising costs, increased owner scrutiny, and growing exposure to fraud risks, the need for strong financial policies and controls has never been more important. These four tools form the foundation of responsible financial governance:

i. A fraud response plan
ii. A refundable deposit return policy
iii. A conservative reserve investment policy
iv. Internal control procedures that guide how the association handles money, assets, and decision-making.

These tools are not merely administrative “housekeeping” items; they are essential safeguards that protect the association’s finances, support the board’s fiduciary obligations, and reinforce trust within the community.

Read the full article HERE

August 13, 2026August 13, 2026

The Screening Process: Developing Procedures and Training Your Committee | August 12, 2026

*Read Before Viewing* | This recorded video WILL NOT satisfy Florida state certification requirements for Board Members, NOR will this recorded version offer CEUs for CAMS or Board Members. It is for informational purposes only and is not to be considered as legal advice. Should you have any questions, contact your association counsel.

Led by Christopher Posner, Esq. of Kaye Bender Rembaum. A comprehensive education centered around approvals for sales and leases, and how having clearly defined procedures for handling them will help to prevent liability exposure for the corporation (association), individual board members and community association managers.

August 4, 2026September 8, 2026

HUD’s Withdrawal of Emotional Support Animal Guidance

Rembaum’s Association Roundup | Jeffrey A. Rembaum, Esq., BCS | Visit HERE

HUD’s Withdrawal of Emotional Support Animal Guidance

For years condominium and homeowners’ associations confronting requests for emotional support animals (ESAs) operated under a relatively well-defined framework established by the U.S. Department of Housing and Urban Development (HUD). The agency’s 2020 guidance, Assessing a Person’s Request to Have an Animal as a Reasonable Accommodation Under the Fair Housing Act, became the primary roadmap for evaluating ESA requests and was frequently cited by attorneys, housing providers, administrative agencies, and courts.

That landscape changed dramatically in May 2026 when HUD’s Office of Fair Housing and Equal Opportunity (FHEO) formally withdrew the 2020 guidance and announced a significant shift in enforcement priorities. At roughly the same time, HUD withdrew numerous prior guidance documents and advisory materials, explaining that guidance documents should not be treated as binding law and should not impose compliance obligations beyond those found in statutes, regulations, and binding judicial precedent.

Read the full article HERE

July 30, 2026July 30, 2026

HOA Financial Literacy and Transparency | July 29, 2026

Course led by attorney Kerstin Henze, Esq.

A comprehensive view of the statutory requirements for financial operations and financial transparency. At the end of the course the students will be able to demonstrate (a) their obligations to maintain and allow access to financial records, (b) year-end financial reporting requirements, (c) restrictions against use of debit cards and criminal penalties for improper use, (d) requirements to furnish parcel owners with an accounting upon request, (e) budgeting and collection of assessments, (f) criminal penalties for kickbacks and other wrongful acts, and (g) conflict disclosures.

July 27, 2026July 27, 2026

HOA Record Keeping and Records Access | July 21, 2026

Course led by attorney Kerstin Henze, Esq.

A comprehensive view of a homeowners’ association’s and Community Association Manager’s (CAM’s) responsibility to obtain, maintain and allow access to official records, the obligation to create and upload documents to a website or other online forum and penalties applicable to CAMs and Board Members for violating the law.

July 20, 2026July 20, 2026

Condominium Board Member Certification | July 17, 2026

Course led by attorneys Danielle M. Brennan, Esq. BCS and Andrew B. Black, Esq. BCS.

A comprehensive education of the statutory requirements and responsibilities that each volunteer must know to more effectively serve on the Board of Directors of a Condominium Association.

July 10, 2026July 10, 2026

HOA Meetings, Notices, Participation, Voting and Elections | July 8, 2026

Course led by attorney Kerstin Henze, Esq.

Covering the types of meetings held by Homeowners’ Associations such as meetings of the board of directors, membership meetings (including the annual meeting) and special meetings, explaining notice requirements for each type of meeting and member participation rights, member rights to petition for a special meeting, and voting thresholds/timelines for various actions.